Ranked: The Countries With the Highest Household Net Worth

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Ranked: The World’s Richest Countries by Household Wealth

Key Takeaways

  • The United States had the world’s largest total household net worth in 2025, at $175 trillion.
  • China ranked second at $75 trillion, less than half the U.S. total.
  • The U.S. has more wealth than China, Germany, Japan, France, and the United Kingdom combined.

Global household wealth reached a record $570 trillion in 2025, rising by $40 trillion from the previous year.

This visualization ranks countries by estimated household net worth in 2025, measured in trillions of U.S. dollars. Household net worth includes the value of all household assets minus liabilities.

The data comes from McKinsey & Company, drawing on analysis from CEIC, national statistical agencies, central banks, the OECD, Eurostat, and other government sources.

The U.S. Holds 30% of Global Household Wealth

The United States accounts for 30.7% of global household net worth, by far the largest share of any country.

The table below shows the total household net worth of selected economies in 2025, as well as their share of global household net worth:

Rank Country 2025 Household Net Worth ($T) Share (%)
1 🇺🇸 United States 175 30.7
2 🇨🇳 China 75 13.2
3 🇩🇪 Germany 23 4.0
4 🇯🇵 Japan 22 3.9
5 🇫🇷 France 16 2.8
6 🇬🇧 United Kingdom 15 2.6
7 🇮🇹 Italy 13 2.3
8 🇨🇦 Canada 13 2.3
9 🇦🇺 Australia 12 2.1
10 🇪🇸 Spain 11 1.9
11 🇰🇷 South Korea 10 1.8
12 🇳🇱 Netherlands 6.4 1.1
13 🇲🇽 Mexico 5.4 0.9
14 🇧🇪 Belgium 3.9 0.7
15 🇸🇪 Sweden 2.9 0.5
16 🇦🇹 Austria 2.5 0.4
17 🇩🇰 Denmark 2.1 0.4
18 🇵🇱 Poland 1.8 0.3
19 🇮🇪 Ireland 1.5 0.3
20 🇵🇹 Portugal 1.1 0.2
21 🇨🇿 Czechia 1.1 0.2
22 🇫🇮 Finland 0.9 0.2
Rest of world 155.4 27
🌍 World Total 570 100.0

Equities were a major driver of U.S. household wealth growth in 2025, as optimism around AI lifted markets and corporate earnings continued to rise.

America’s household wealth is highly concentrated among the wealthiest, with the top 1% of households accounting for nearly one-third of national wealth. Meanwhile, at the other end of the spectrum, over 18% of the U.S. population lives below the poverty line.

At $175 trillion, U.S. household net worth also exceeds the combined total of China, Germany, Japan, France, and the United Kingdom, which together amount to $151 trillion.

China Ranks Second, Far Behind the U.S.

China had the world’s second-highest household net worth in 2025, at $75 trillion, despite a decline in paper wealth as real estate prices fell.

This represents 13.2% of global household wealth, less than half the U.S. share. Still, China sits well ahead of every other country in the dataset.

Together, the U.S. and China account for $250 trillion in household net worth, equal to 43.9% of the global total. This underscores how much household wealth is concentrated in the world’s two largest economies.

European Countries Saw Some of the Fastest Wealth Growth

While no European country comes close to the household wealth totals of the U.S. or China, Europe has a strong presence throughout the ranking.

Poland, Ireland, Spain, and Sweden were among the fastest-growing countries in 2025, with each posting double-digit household wealth growth in U.S. dollar terms.

Germany ranks third globally with $23 trillion in household net worth and leads Europe, followed by France at $16 trillion, the United Kingdom at $15 trillion, and Italy at $13 trillion.

Several smaller European economies also appear further down the ranking, including Spain, the Netherlands, Belgium, and Sweden.

Learn More on the Voronoi App

If you found this post interesting, check out The Top 10% Richest Own Two Thirds of All Household Wealth in the U.S. on Voronoi.

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