8 Predictions for the Future of Fraud
Fraud is entering a new era. Businesses across North America expect fraud trends like biometric fraud, deepfake scams, and synthetic identities to become more common in 2026 as criminals adopt faster and more sophisticated tools.
This visualization, created in partnership with Inigo for the Fraud in Data campaign’s sixth post, uses data from the Sumsub Fraud Report 2025 to explore the fraud trends businesses believe will shape the future of digital risk.
Biometric Fraud Could Become the Biggest Threat
Surveyed businesses expect biometric fraud to rise the most, with 67% predicting an increase. As companies rely more on facial recognition, voice authentication, and remote onboarding, fraudsters are finding new ways to exploit those systems.
| Fraud Trend | Share Expecting an Increase (%) |
|---|---|
| Biometric fraud | 67 |
| Synthetic identity fraud | 56 |
| Advanced AI-driven attacks | 44 |
| Deepfake scams accelerating | 44 |
| Forged identity documents | 44 |
| AI-generated fake profiles | 33 |
| Identity theft from data breaches | 33 |
| Organized fraud networks expanding | 22 |
Deepfake technology is already making identity verification harder. In the future, AI-generated videos, cloned voices, and stolen biometric data could make fraud attempts more convincing and more scalable than ever before.
Businesses also expect synthetic identity fraud to grow, with 56% anticipating a rise. Criminals are increasingly combining real and fake information to create identities that can bypass traditional fraud checks.
AI and Deepfakes Are Changing Fraud Trends
Businesses expect fraud attacks to become more automated in 2026. Around 44% predict increases in advanced AI-driven attacks, deepfake scams, and forged identity documents.
Another 33% expect AI-generated fake profiles to rise as fraudsters use generative AI tools to impersonate real users online. These scams could become faster to produce and harder to detect across financial services, ecommerce, and digital platforms.
As fraud tactics evolve, businesses may need to shift from reactive fraud prevention toward real-time risk monitoring powered by machine learning and behavioral analysis.
Data Breaches Will Continue to Fuel Identity Fraud
Data breaches are expected to remain a major source of fraud risk. About 33% of businesses anticipate more identity theft linked to stolen personal data.
Organized fraud networks are also expanding, according to 22% of respondents. As cybercriminal groups become more coordinated, fraud operations could become increasingly global and industrialized.
The Future of Fraud Trends
Companies that invest in adaptive verification systems, stronger cybersecurity, and understand the data around fraud prevention may be better positioned to respond to the next generation of threats.
In 2026, turning insight into action will define who stays ahead of fraud. Explore a data-driven view of risk at Inigo’s insights hub.
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